Data Scientist - Pricing & Profitability
HybridPosted July 29, 2026
About the role
About The Role
We are seeking a talented Data Scientist to join the Pricing and Profitability team within the Data Science & Credit Risk department. This team supports lending decisions by balancing risk and profitability, and you will contribute to shaping pricing and credit models that power Enova’s business. You will independently tackle open-ended problems, present recommendations to executives, and actively manage pricing and credit models. You will identify trends in financial performance to improve these models. Your work will be wide-ranging and involve collaboration with stakeholders in credit operations, capital markets, FP&A, marketing, and sales. You will use modeling and analysis to present a clear, cohesive view of the financial impact of initiatives. Key responsibilities: Develop and refine models to optimize pricing strategies across customer segments, aligned with our risk appetite and return objectives. Collaborate with the Credit Risk Modeling team to integrate proprietary risk models into profitability analyses. Design and implement A/B testing frameworks to evaluate pricing strategies and drive continuous improvement. Communicate insights and recommendations to senior management from a data-driven perspective on pricing and product development strategies.