Lead a team that partners with the sales team throughout the deal process, from deal screen through approval and for the life of the loan.
Evaluate ongoing credit risks and risk ratings through financial statement analysis, industry assessment, collateral valuation, cash flow analysis, and debt serviceability.
Oversee day-to-day underwriting activities, ensuring accuracy of risk ratings, quality of CCM activities, timely identification of emerging credit risk, and appropriate actions to manage risk.
Mentor analysts and junior team members; maintain quality of analyses and review work prior to submission to credit authorities.
Underwrite, monitor, or provide guidance on complex credit structures; assign new and existing relationships; prioritize work an

Key requirements

Lead a team that partners with the sales team throughout the deal process, from deal screen through approval and for the life of the loan.
Evaluate ongoing credit risks and risk ratings through financial statement analysis, industry assessment, collateral valuation, cash flow analysis, and debt serviceability.
Oversee day-to-day underwriting activities, ensuring accuracy of risk ratings, quality of CCM activities, timely identification of emerging credit risk, and appropriate actions to manage risk.
Mentor analysts and junior team members; maintain quality of analyses and review work prior to submission to credit authorities.
Underwrite, monitor, or provide guidance on complex credit structures; assign new and existing relationships; prioritize work an

Jobs at M&T Bank

3 active roles from this employer in the JobMatcher catalog.

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Jobs at M&T Bank

3 active roles from this employer in the JobMatcher catalog.

All company jobs

About the role

Overview: The Commercial Credit Team Lead is responsible for leading a team of credit professionals in evaluating, underwriting, and managing a portfolio of commercial credit relationships. This role requires adherence to credit policies, maintaining portfolio quality, timely risk ratings, and collaboration with relationship managers to support business growth. The position demands strong leadership, in-depth credit knowledge, and the ability to make informed decisions to manage and mitigate portfolio risk.

Responsibilities

Lead a team that partners with the sales team throughout the deal process, from deal screen through approval and for the life of the loan.
Provide independent credit quality assessments of the Bank's largest commercial clients, identifying risks and mitigants, industry concerns, market trends, financial trends, and other pertinent credit issues; analyze initial and ongoing credits, including new money and material modifications.
Evaluate ongoing credit risks and risk ratings through financial statement analysis, industry assessment, collateral valuation, cash flow analysis, and debt serviceability.
Oversee day-to-day underwriting activities, ensuring accuracy of risk ratings, quality of CCM activities, timely identification of emerging credit risk, and appropriate actions to manage risk.
Mentor analysts and junior team members; maintain quality of analyses and review work prior to submission to credit authorities.
Underwrite, monitor, or provide guidance on complex credit structures; assign new and existing relationships; prioritize work an

About the role

Overview: The Commercial Credit Team Lead is responsible for leading a team of credit professionals in evaluating, underwriting, and managing a portfolio of commercial credit relationships. This role requires adherence to credit policies, maintaining portfolio quality, timely risk ratings, and collaboration with relationship managers to support business growth. The position demands strong leadership, in-depth credit knowledge, and the ability to make informed decisions to manage and mitigate portfolio risk.

Responsibilities

Lead a team that partners with the sales team throughout the deal process, from deal screen through approval and for the life of the loan.
Provide independent credit quality assessments of the Bank's largest commercial clients, identifying risks and mitigants, industry concerns, market trends, financial trends, and other pertinent credit issues; analyze initial and ongoing credits, including new money and material modifications.
Evaluate ongoing credit risks and risk ratings through financial statement analysis, industry assessment, collateral valuation, cash flow analysis, and debt serviceability.
Oversee day-to-day underwriting activities, ensuring accuracy of risk ratings, quality of CCM activities, timely identification of emerging credit risk, and appropriate actions to manage risk.
Mentor analysts and junior team members; maintain quality of analyses and review work prior to submission to credit authorities.
Underwrite, monitor, or provide guidance on complex credit structures; assign new and existing relationships; prioritize work an

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Based on: Commercial Credit Team Lead